Technical Business Analyst

We are seeking an experienced Technical Business Analyst with strong expertise in Card Payments and Network Systems. The ideal candidate will have hands-on experience working across authorization, clearing, and settlement platforms within major payment schemes such as Visa and Mastercard.

Key Responsibilities

• Gather, analyze, and translate business requirements into clear technical specifications and user stories
• Work extensively on card payment lifecycle flows, including issuing, acquiring, authorization, clearing, settlement, and reconciliation
• Map and validate data elements across internal systems and external payment networks
• Support scheme compliance, certification, and testing activities (e.g., Mastercard MAS testing)
• Design and validate end-to-end payment test scenarios
• Investigate and analyze transaction issues using SQL queries and log analysis tools
• Collaborate closely with engineering, QA, product, and network teams in an Agile/Scrum/SAFe environment
• Ensure adherence to PCI DSS, chargeback rules, and dispute resolution processes

Key Skills & Experience

• 7+ years of experience as a Technical Business Analyst in Payments domain
• Strong expertise in card issuing and acquiring lifecycle
• Hands-on experience with Visa Base II/III or Mastercard systems (CIS)
• Deep understanding of ISO 8583, ISO 20022, and JSON-based APIs
• Strong knowledge of authorization, clearing, settlement, and reconciliation processes
• Good understanding of PCI DSS standards, chargebacks, and dispute management
• Experience with cryptographic PIN translation and security requirements in payments